Microsoft SP2 Problems
As people download the new Microsoft Service Pak 2, they are encountering problems--primarily because of the overzealous pop-up blockers, which also block screens used for online forms. WebTeks would like to help solve this problem so if you encounter any problems with websites, they'd like you to email your observations of sites that are not working at sp2@webteks.com.If you'd like to read more about this problem, take a look at WebTeks' latest newsletter: http://www.webteks.com/Newsletters/news_sept0704_2.htm

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Tip Of The Day
Increase Your Traffic by Recovering Your Lost Visitors
If you spend any time surfing the Internet, you've probably encountered a few error messages.
Error messages have numerous causes, such as misspellings, outdated links or internal server errors. When an error is encountered, your server will display specific generic error pages according to the error. These error pages are not only dead ends, but they are also very frustrating for your potential visitors
When your visitors mistype your web address or click on an outdated link and receive the dreaded error page, they'll most-likely click on their back button and never return. However, you can recover a majority of your lost visitors simply by taking the time to create some customized, user friendly error pages.
As servers run different types of software and do not function in the same manner, there isn't a simple method for creating custom error pages that will work with every system. However, if you have your own domain and your site is hosted on a Unix/Linux server running Apache, this article will assist you in creating custom error pages.
If you're not sure what type of server you're on, visit the following web address to find out: http://uptime.netcraft.com/up/graph/
Before we begin, keep in mind, editing your server files is serious business. Even one small typographical error can wreak havoc -- make sure you make a backup copy of any file you're planning to edit.
Guidelines for creating your error pages:
1. Create your error pages in standard HTML -- just as you would create any other web page for your site.
2. Don't alarm your visitors. Never include the word "ERROR" in large, bold text. Your visitors may immediately become alarmed and think they've done something to cause the error. Instead, be apologetic and encourage your visitors to click on the navigational links to locate additional resources and information.
3. Your error pages should look just like the rest of your web pages. Each error page should contain good navigational links, a search feature, and provide information in regard to the specific error they received.
If you'd like to see an example error page, visit the following web address:
http://www.web-source.net/error.htm
Once you've created an error page, save it as the error name. For example, if you're creating a customized error page for a 400 Bad Request error, your page should be saved as 400.html.
Here are some of the more common errors:
400 Bad Request
401 Authorization Required
403 Forbidden
404 File Not Found
405 Method Not Allowed
500 Internal Server Error
501 Method Not Implemented
502 Bad Gateway
503 Service Temporarily Unavailable
Once you've created your pages, you'll need to access your server via FTP and create a new folder called "errordocs" where you store your HTML files. Upload your new error documents into your new folder.
Your next step will be to locate your .htaccess file and download it to your computer. (If you use FrontPage to publish your web pages, you cannot customize the .htaccess file, as FrontPage uses the .htaccess file. Editing the file may cause errors in your configuration.) The .htaccess file should be located on your server where you store your HTML files.
If the .htaccess file isn't visible, you can create one within a plain text editor. However, you must first make sure your server isn't configured to hide the file. Your FTP program should enable you to choose to display hidden files and folders on your server.
Once you've downloaded your .htaccess file, open it within a plain text editor, such as Note Pad, and add the following lines below any other text that may be present:
ErrorDocument 400 /errordocs/400.html
ErrorDocument 401 /errordocs/401.html
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ErrorDocument 404 /errordocs/404.html
ErrorDocument 405 /errordocs/405.html
ErrorDocument 500 /errordocs/500.html
ErrorDocument 501 /errordocs/501.html
ErrorDocument 502 /errordocs/502.html
ErrorDocument 503 /errordocs/503.html
If you're creating your own .htaccess file, open a plain text editor and add the above lines.
When typing in the information, make certain you type it exactly as it appears above. You can include the error documents of your choice.
Once the file is complete, save it as .htaccess and upload it to your server, via FTP in ASCII mode, where you store your HTML files.
For additional information on File Transfer Protocol (FTP) you may visit:
http://www.web-source.net/ftp_basics.htm
If you have a Windows operating system, you will be unable to save the file as .htaccess. You'll need to save it as htaccess.txt. Once you upload the file to your server, you can rename it to .htaccess.
That's all there is to it. When your visitors click on an outdated link, your custom error page will now be displayed.
Creating your own custom error pages is well worth the time and effort, as they will enable you to recover an unlimited number of your visitors. If you follow this step by step guide, you can have your pages up and running in no time.
=============================================
Website Design
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The U.S. Government is the nation's largest provider of financial assistance to women & minority owned small businesses. The U.S. Small Business Administration (SBA) is Congressionally mandated to assist the nation’s small businesses in meeting their financing needs. The SBA has small business loan programs and services to meet most small business needs. More information on U.S. Government Small Business Loans can be found at **www.SBASmallBusinessLoans.com**
How do Government SBA Small Business Loans work?
When a small business owner applies to a lending institution for a business loan, the lender reviews the application and decides if it merits a busiuness loan or if it requires an SBA guaranty. SBA backing on the business loan is then requested by the lender. In guaranteeing the business loan, the SBA assures the lender that, in the event the borrower does not repay the loan, the government will reimburse the lender for its loss. By providing this guaranty, the Small Business Administration helps tens of thousands of small business owners get financing they would not otherwise obtain.
How much money can I borrow?
Here are a few examples of what you can get from SBA small business loans programs:
7(a) Loan Guaranty Program
The 7(a) Loan Guaranty Program is the SBA's primary small business loan program. A maximum loan amount of $2 million has been established for 7(a) business loans.
Low Documentation Loan (SBALowDoc)
SBALowDoc is the SBA’s quick and easy program that provides a guaranty on small business loans of $150,000 or less. Once you have met your lender’s requirements for credit, the lender may request an SBALowDoc guaranty for up to 85 percent of the loan amount. You complete the front of a one-page SBA application, and the lender completes the back. At SBALowDoc centers, the agency processes completed applications within 36 hours.
SBAExpress
This method makes it easier and faster for lenders to provide small business loans of $250,000 or less. The SBA provides a rapid response through its PLP processing center in Sacramento, Calif.— within 36 hours of receiving the complete application package. Lenders use their own procedures to approve and service the loans.
CommunityExpress
The CommunityExpress pilot program is designed to spur economic development and job creation in untapped rural and inner city communities by providing loans and technical assistance. Loan proceeds may be used for most business purposes, including start-up, expansion, equipment purchases, working capital, inventory or real-estate acquisitions.
To be eligible for CommunityExpress, current or prospective small businesses must be located in low- and moderate-income urban and rural areas.
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• CommunityExpress focuses on predesignated geographic areas that primarily low- and moderate-income urban and rural areas.
• The maximum loan amount under CommunityExpress is $250,000.
• CommunityExpress lenders, together with the National Community Reinvestment Coalition, provide hands-on technical training and support, both before and after loan closings, through community-based, nonprofit NCRC member organizations.
7(m) Microloan Program
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What can I use the loan proceeds for?
You can use an SBA small business loan to:
• expand or renovate facilities;
• purchase machinery, equipment, fixtures and leasehold improvements;
• finance receivables and augment working capital;
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• finance seasonal lines of credit;
• construct commercial buildings; and/or
• purchase land or buildings.
How do I repay the loan?
The length of time for repayment depends on the use of the loan proceeds and the ability of your small business to repay the loan.The term is usually 5 to 10 years for working capital, and up to 25 years for fixed assets such as the purchase or major renovation of real estate or purchase of equipment. There are no balloon payments, prepayment penalties, application fees or points permitted with these small business loans. Repayment plans may be tailored to each individual small business.
How do I get started?
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